While your home is being remodeled, you should insure the structure and its contents. If you don’t, then you could be exposed to certain risks that are out of your control, including fire and weather.
When hiring a remodeling contractor, find out if they have workers compensation and ask to see a copy of the policy. Workers compensation pays for medical and rehabilitation expenses and covers lost wages if the workers sustain injuries on the job. You should also protect yourself by verifying that whoever is remodeling your home is carrying proper insurance coverage, which Sebring Services is happy to provide before starting our projects.
You can also check out this homeowner’s insurance study for additional information.